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Gorazde :: Municipality Information Fact Sheet * Original date: August 1998 , Updated: March 1999

5. ECONOMY

5.1 Ministry of Industry and Commerce

The following ministries are responsible for economic issues:

Institution	Contact Person	Address	Phone/Fax
Ministry for Industry and Energy	Ismet Briga	Marsala Tita 13, 73 000 Gorazde	038 224 264/ 038 224 161
Ministry for Agriculture, Water Resources and Forestry	Elfad Masala	Marsala Tita 12, 73 000 Gorazde	038 224 028/ 038 224 161

5.2 Secretariat for Economy

Institution	Contact Person	Address	Phone/Fax
Secretariat for Economy	Enisa Lapo	Marsala Tita 2, Gorazde	038 221 432

5.3 Institute for Employment

Before the war, Gorazde was a highly developed industrial municipality, with almost 14,000 employed persons. According to statistics for December 1998, Gorazde had only 4 127 registered employed persons, 20% of which were employed in non-industrial sectors.

According to the same source, there were 2 600 persons registered at the Institute for Employment as unemployed.

Institution	Contact Person	Address	Phone/Fax
Institute for Employment	Nadzija Briga	Kulina bana 31, Gorazde	038 221 546

5.4 Industries

Before the war, the industrial sector was significantly dominant over agriculture. A wide range of industries offered large employment capacities. Chemical, metal, textile and military industries were present in Gorazde municipality. Nowadays, all industrial plants work at a lower capacity and with a decreased number of employees, due to the war destruction.

Company	Service/Products	Contact Person	Address	Phone/Fax
UNIS Pobjeda	Metal products, ammunition, chemicals	Hasan Tafro	Visegrdska bb, 73 000 Gorazde	038/ 221 208
UNIS Azot	Chemical and printing material	Dzevad Ratkovic	Drinske brigade 3, Vitkovici, 73 000 Gorazde	038/ 221 347
UNIS TPO	Formaldehyde and industrial glues	Ibro Kulin	Prve drinske brigade bb, 73 000 Gorzde	038/ 221 091
1. Septembar	Clothing and footwear	Inas Fejzic	Muhedina Mnasica Munje 2	038/ 221 201
Bekto	Production of small plastic products	Ahmo Adzovic	Ibrahima Popvica 32	038 221 133
GIP Drina	Civil engineering company	Adem Doric	Visegradska 5	038/ 211 145

5.5 Income Generation Projects

"Cow Bank Project" targets to support the most vulnerable women groups and their families. Forty-one women received a cow. The purpose of the project is to improve food quality of these families, and help them earn an income. UNHCR Bosnian Women Initiative (BWI) is implementing the project.

Summejja- Rehabilitation of the pastry factory in Gorazde. When the building reconstruction and equipment installation were finished, six women, beneficiaries of this project, started to work on pastry production. The project is also funded by BWI.

"OXFAM" (Oxford Committee for Famine Relief) runs several income generation projects: egg production (for displaced persons and single mothers), mushrooms production (for single mothers, war invalids, unemployed), rehabilitation of the plant for drying up herbs and mushrooms, blacksmith-tinsmith workshop for the disabled, carpentry workshop for demobilised soldiers, honey production in co-operation with "Bagrem", Bee-masters Association, and laundry services in co-operation with "Anima" Women Association.

Project	Implementing Agency	Contact Person	Address	Phone/Fax
Cow Bank Project	Bosnian Women Initiative	Biljana Lucic, Drago Kostantinovic	Vojvode Putnika, 73 240 Visegrad	381 73 681 881
Sumeja	Bosnian Women Initiative	Merhunisa Tozo	43. Drinske brigade 18,73 000 Gorazde	038 228 034
Cleaning & laundry services, bee keeping, blacksmith/ tinsmith workshop,	OXFAM – Gorazde	Mukkath, Stanley	Alije Hodzica 60, 73 000 Gorazde	038 224 381/ 038 224 381

Source of information: AIS (Assistance Information System) joint database of the German Advisory Office, German Caritas Information Office, Diakonie and IMG.

5.6 Banks

Institution	Contact Person	Address	Phone/Fax
Money Flow Monitoring Institute (Zavod za platni promet)	Ramiz Omeragic	Trg branilaca bb, 73 000 Gorazde	038 221 640, 038 228 556

Name of the Bank	Contact Person	Address	Phone/Fax
Privredna banka Sarajevo, Filijala Gorazde	Samira Drakovac	Kulina Bana 31, 73 000 Gorazde	038 221 109 038 221 099
Market banka	Enver Sabanovic	Marsala Tita bb, 73 000 Gorazde	038 227 101
Sahinpasic banka	Senad Sahinpasic	Kulina Bana 13, 73 000 Gorazde	038 227 427

5.7 Micro Credit Projects

"ALDI" (Association of Local Development and Initiative) is a local organisation, which provides micro-credits for agricultural and small business projects in Gorazde. Loans are in amounts from 500 DEM up to 5 000 DEM, depending on the project. These loans are for returnees, residents, demobilised soldiers and invalids.

"KfW" offers loans for housing reconstruction in amounts of 25,000 DEM up to 35,000 DEM, repayment period of 12 years, and the interest rate ranges from 8% to 10% annually. Furthermore, KfW offers micro-credit loans for revitalisation and opening of small and medium scale enterprises with up to 50 employees. These loans range from 5,000 DEM to 100,000 DEM, five years repayment, with interest rate of 12% to 16%. Those who obtain this loan should pay a one-term bank fee in amount of 1% of the total loan.

Project	Implementing Agency	Contact Person	Address	Phone/Fax
Support to small business development	New Bosnia Fund	Biljana Lucic, Drago Kostantinovic	Vojvode Putnika, 73 240 Visegrad	381 73 681 881
Micro-credits for small business and agriculture	ALDI	Ferida Softic	Zdravstvenih radnika bb, 73 000 Gorzade	038 226 456/ 038 227 850
Reconstruction of small and medium scale enterprises	Kreditanstalt f�r Wiederaufbau- KFW- Sarajevo	Slobodan Vujic	Obala Kulina Bana 12/1, 71000 Sarajevo	033 442 286/ 033 213 038

CONTENTS:
1. INTRODUCTION 2. POPULATION STRUCTURE 3. POLITICAL STRUCTURE 4. SECURITY 5. ECONOMY 6. EDUCATION 7. HEALTH	8. SOCIAL SERVICES 9. COMMUNICATIONS 10. HOUSING AND INFRASTRUCTURE 11. MEDIA 12. PLACES OF WORSHIP 13. IOs AND LOCAL/INTERNATIONAL NGO's

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